HMBradley’s Routines do all the heavy lifting, automatically. Set your goals and let Routines do their thing. Oh, and did we mention you'll earn industry-leading APY on all the money you deposit with HMBradley? That's what we call compounding rewards.
FDIC Insured up to $250,000 per depositor with our partner bank.¹
Transfer a portion of your paycheck into your selected Plan, making it easy for you to save money without having to think about it.
Don’t let your earned interest go to waste – automatically roll it to a Plan and put it right back to work for you.
Roll your HMBradley Credit Card cash back directly to a Plan every time you redeem to build your savings even faster.
You deserve a financial partner that wants to see you succeed. See how you can save, spend, and build with HMBradley.
Save more than you spend to unlock one of the best APYs on the market.
You’ve got expenses – use them to boost your APY and earn unlimited 1.5% cashback.⁴
Streamline the process of building your savings in just a few clicks with Actions and Triggers.
For illustration purposes only.
The best way to build healthy financial habits is to stick to a Routine. Automate your finances and streamline the process of building your savings in just a few clicks.
...built for savers...clearly invested more in your success than in convincing you to spend more.
App Store Review
Highest-rated bank app we reviewed.¹
Clark.com
HMBradley is built around one central premise – to help people save more money.
Bankbonus.com
HMBradley combines the best parts of a traditional checking account and a high-yield saving account into one account.¹
Banks.com
So @HMBradley I’ve earned $126 of interest in 4 months... what is this witchcraft?!I’m hooked and telling friends.
@MeganPurcell20
Our APYs
Since our inception, we have consistently offered some of the best APYs on the market – up to 70x the national average – a fact we’re extremely proud of.
Our APYs
Since our inception, we have consistently offered some of the best interest rates on the market – up to 70x the national average for interest checking accounts,⁶ a fact we’re extremely proud of. You can earn interest at competitive APYs the day you open your account, but there’s even more rewards available as you continue your financial journey and go deeper with HMBradley.
See how HMBradley stacks up against some of our biggest checking and savings competition – and maybe even your current bank.
WITH
HMBradley Credit Card
4.50% APY²
$500 in monthly deposits +
$500 credit card spend +
Cashflow positive
$0
$0
Ally
Interest Checking
0.25% APY
$0
$0
Chase
Total Checking
–
$34
$12
if balance is <$1,500
Capital One
360 Checking
–
$0
$0
Marcus
No checking available
–
–
–
–
All information accurate as of May 18, 2023