Qualifying for up to 3.00% APY

Beginning on January 1, 2022, to achieve one of the stated annual percentage yields (APYs) for any given quarter on your HMBradley Deposit Account, you must complete two separate qualifications:

(1) Qualify for one of the standard APYs as shown in the table below by meeting the requirements for the respective Savings Tier, including a monthly direct deposit and saving at least the minimum required percentage of all quarterly deposits into your deposit account. Interest is paid monthly. Interest rates are variable and may change after account opening. Interest rates and APYs are accurate as of 2/1/22. Interest is paid on account balances up to $100,000. Terms and conditions apply; see Savings Tier Terms and APYs for details.

AND

(2) Qualify for a threefold increase (3x) in the APY as shown in the table below by meeting the requirements of the Savings Tier Boost Promotion. You must (a) have an open HMBradley Credit Card account in good standing, (b) spend at least $100 on the credit card each billing period, and (c) have recurring monthly deposits of at least $1,500 into your HMBradley Deposit Account. Interest is paid monthly. Offer expires 03/31/2022. Terms and conditions apply; learn more about the HMBradley Deposit Account Savings Tier Boost Promotion.

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