Get started
Featured templates
Plan your emergency fund
Unexpected expenses are part of life; this Routine helps you prepare for them. Use it to make automatic contributions to your emergency savings Plan and ensure you’re prepared for whatever life throws at you.
Put your interest to work
This Routine helps you do the smart thing with your monthly interest: put it towards your goals. When your interest posts, the Save Interest Routine automatically transfers it to a Plan of your choosing.
By category
Save for today
Remind me to save
Your account balance (hopefully) creeps up month-over-month as you rack up your paychecks. Use this Routine to notify you when your account balance reaches a comfortable amount, reminding you to save the rest.
Protect your balance
Maintain peace of mind and ensure you’ve always got available funds on hand by moving in funds from a designated Plan when your balance drops too low.
Protect the extra
Do you struggle with discipline when it comes to saving, or find yourself spending money simply because you have access to it? It sounds simple, but separating the money you want to save from your discretionary budget can help. Use this Routine to do just that!
Plan your emergency fund
Unexpected expenses are part of life; this Routine helps you prepare for them. Use it to make automatic contributions to your emergency savings Plan and ensure you’re prepared for whatever life throws at you.
Payday alert
Get notified every time you get paid so that you can stay on top of your income. Since you control what is categorized as income, you can get timely notifications whether you receive a bi-weekly paycheck or get paid with less regularity (gig economy!)
Save for the future
Down Payment Routine
Planning to buy a home? Saving toward a down payment is no easy feat. Choose how much you want to put toward your down payment goal each month, then sit back and let the Routine do the rest.
Maximize Rewards Routine
This Routine sweeps HMBradley Credit Card cash back redemptions from your deposit account to a Plan, where they earn interest while being shielded from everyday spending.
Sunday Service
If there’s a cause, nonprofit, or service that you believe in, why don’t you make it easier to donate by transferring a little each week into a savings Plan?
Save for College
The earlier you start saving for college, the more money you will have at your disposal by the time your child needs it.
Prepare for Taxes with Plans
Taxes can be a pain. They're confusing, they're complicated and they take up a lot of your time. But here's something to consider: what if there were a way to automatically set aside funds each time you got paid to ensure you were covered come tax season? Well, you're in luck because there is—and it starts with setting up a Routine for saving for taxes throughout the year!
Paycheck Split
This Routine will automatically transfer a portion of your paycheck each month into a Savings Plan, so you don’t have to remember to save a portion of your deposits for a rainy day.
Budget together
Split Rent with a Roommate
“Can you take the chicken out of the freezer? Also, rent is due tomorrow” – are you sending reminder texts to your roommate each month? No more! Make splitting rent payments the last thing you and your roommate have to worry about. Open a joint deposit account together and use this Routine to save yourself from bookkeeping duty.
Build Savings Together Routine
This Routine automates the movement of funds between your joint and individual HMBradley accounts¹ to simplify saving money and managing shared expenses.
Manage spending
Low Balance Alert
Don’t get caught by surprise the next time your balance gets too low. Set an alert so that you can get ahead of any upcoming payments or transactions.
Build your savings
The first step to unlocking our higher interest rates is to transfer at least $500 a month into your HMBradley deposit account.¹ Use this Routine to automate your monthly transfer, saving yourself a few clicks while you watch your money grow with a higher interest rate.