Save for your future home

Planning to buy a home? Saving toward a down payment is no easy feat. Choose how much you want to put toward your down payment goal each month, then sit back and let the Routine do the rest.

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Down Payment Routine

Make automatic contributions toward your down payment savings Plan.

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A little consistency can go a long way.

With home prices and interest rates on the rise, saving for a down payment can feel like an impossible task. Fear not! This Routine enables you to make disciplined and automated contributions to your down payment  Plan. Build toward your biggest goals, one day at a time.

Down Payment Routine

Once you’ve figured out how much to save for your down payment, making consistent contributions into a high-yield down payment Plan is a great way to ensure you move into your new home sooner rather than later.

The first step is to create your down payment Plan and input your goal amount. One of the benefits of using a Plan is that the funds are excluded from your available balance (so that you can’t chip away at them with splurges or unexpected expenses).

How to set up this Routine:

  1. Create a Plan for your Down Payment.
  2. Click 'Try this Routine'
  3. Confirm the date that the Routine will run (the trigger will be pre-populated, but you can edit the date/frequency that the Routine will run).
  4. Determine the amount that will transfer to your Down Payment Plan.
  5. Save your Routine and take one step closer towards your new home!

Pro tip:
Want to make an offer even sooner? Find ways to trim your monthly budget and then increase your contribution by editing this Routine. Simple as that!


Paycheck Split Routine

Automatically transfer a fixed amount or percent to a savings plan after each deposit.

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Deposit Account
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What’s in a Routine?

The best financial habits are the ones you can keep — so we built a way to make sticking to your goals easier than ever. Whether you’re focused on saving for the future or making smarter spending choices today, Routines are here to help.

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Check out other templates

We’ve created a library of Routines that will get you started in customizing your automated savings journey. Explore more below.

Plan your emergency fund

Automatically build your emergency fund with recurring transfers to your rainy day fund.

Explore this Routine

Save for your future home

Build your down payment over time, automatically, with recurring transfers from external account to a savings Plan.

Explore this Routine