Save today for tomorrow’s surprises

Unexpected expenses are part of life; this Routine helps you prepare for them. Use it to make automatic contributions to your emergency savings Plan and ensure you’re prepared for whatever life throws at you.

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Emergency Fund Routine

Choose a dollar amount or percentage of deposits to automatically transfer to your emergency fund Plan on a recurring basis.

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Deposit Account

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Don’t let life catch you off guard.

You can’t predict when life will throw you a curveball, but you can prepare for the financial implications by using this Routine to build up your emergency fund automatically over time.

Emergency Fund Routine

An emergency fund is a common personal financial strategy designed to give you the resources to cope with difficult financial situations. The rule of thumb is to save 3-6 months’ worth of expenses to cover you during an emergency. The easiest way to build the fund is to contribute to it over time – that’s where this Routine comes in. Set a goal amount for your emergency savings Plan, then automate recurring transfers into that Plan.

How to set up this Routine:

  1. Create a Plan for your Emergency Fund.
  2. Click 'Try this Routine'.
  3. Confirm the date that the Routine will run (the trigger will be pre-populated, but you can edit the date/frequency that the Routine will run).
  4. Determine the amount that will transfer to your Emergency Fund Plan.
  5. Save your Routine!

Pro tip:
You should regularly reassess your emergency fund needs as your circumstances change. If your monthly expenses increase, your emergency fund should as well. Both Plan goals and Routine trigger amounts are configurable, so you can adjust them over time while preserving the discipline of saving each month.


Paycheck Split Routine

Automatically transfer a fixed amount or percent to a savings plan after each deposit.

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Deposit Account
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What’s in a Routine?

The best financial habits are the ones you can keep — so we built a way to make sticking to your goals easier than ever. Whether you’re focused on saving for the future or making smarter spending choices today, Routines are here to help.

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We’ve created a library of Routines that will get you started in customizing your automated savings journey. Explore more below.

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Build your down payment over time, automatically, with recurring transfers from external account to a savings Plan.

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